Personal Checking Accounts

First Bethany offers a wide range of personal checking account products.  All of our checking accounts include these special features:

  • Free 24/7 Telephone and Internet Banking account access.  Call BETH at (405) 789-2572.
  • 15 FREE bill payments1 per month – only $0.50 each payment over 15. 
  • FREE VISA® ATM/Debit Card. Transactions are FREE at First Bethany ATMs and Transfund locations found in all OKC metro-area 7-Eleven Stores and in select QuickTrip and Kum & Go Stores.
  • OOPS overdraft protection available.  $5.00 fee charged to protected account per transfer.  Transfers in $100.00 increments.  Insufficient funds charges apply.
  • Overdraft Privilege1 is a discretionary courtesy; $400 for Free Checking and $700 for other eligible Personal Checking accounts.  All insufficient funds and overdraft fees apply and are included in the limit.

Select one that’s right for you!

Customer Identification Requirements

Free Checking / Student Checking

Free Checking is a consumer account designed for personal, family, student, or household use, making it easy to get cash, pay bills, and keep track of spending—without paying a monthly fee. For more info, click here.

NOW Account

The NOW account is a tiered, variable-rate, interest bearing consumer checking account designed for personal, family or household use. For more info, click here.

Senior NOW

The Senior NOW account is a tiered, variable-rate, interest bearing consumer checking account designed for customers age 55 or over. For more info, click here.

Money Market / Gold Money Market

The Money Market account is a tiered, variable-rate, interest bearing account for those who have higher balances, seeking to earn a higher rate of interest, and who have a limited need to write checks. For more info, click here.


 

Account Deposit Requirements Minimum Balance Requirements Monthly Statements
Combined statements available		 Interest2 Credit Monthly Service Charge
Free Checking / Student Checking $50.00 min. opening deposit

First order of 50 checks FREE with initial check order

STUDENT CHECKING

Student I.D. required		 None Monthly Statements

Secure e-Statements available

STUDENT CHECKING

e-Statement only		 None Free
NOW Account $1,500.00 min. opening deposit $1,500.00 Daily Monthly Statements

Secure e-Statements available		 Tiered Rates
$1,500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 & Over		 $10.00 if daily balance falls below $1,500.00
Senior NOW $100.00 min. opening deposit

Age 55 & Over		 $100.00 Daily Monthly Statements

Secure e-Statements available		 Tiered Rates
$100.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 & Over		 Free
Money Market / Gold Money Market $25,000.00 min. opening deposit

GOLD MONEY MARKET

$25,000.00 min. opening deposit		 $2,500.00 Daily Monthly Statements

Secure e-Statements available		 Tiered Rates
$2,500 & Over

GOLD MONEY MARKET

$25,000.00 - $49,999.99
$50,000.00 & Over		 $10.00 if daily balance falls
below $2,500.00

Activity Fees

Per Check/debit3 over 6 per statement cycle4 - $1.00

1Effective 30 days after account is opened & qualified. Not available for Student Checking.

2Interest on checking accounts is compounded and credited monthly based on tiers. Interest on Savings Accounts is compounded and credited quarterly based on minimum required. The interest rate and annual percentage yield may change at any time. There are no maximum or minimum interest rate limits. Accrued interest will not be credited if account has closed.

3Debits are any withdrawals made from the account except bank-related fees &/or service charges.

4Federal Regulation limits the number of withdrawals and/or transfers from this type of account.  During each checking statement cycle (savings calendar month) you may not make more than six (6) withdrawals or transfers to another bank account of yours or to a third party by means of pre-authorized, automatic, telephone or electronic transaction. No more than three (3) of the six (6) transfers may be made by check, draft, debit card or similar order. There are no limits on the number of withdrawals made in person. The bank requires proper identification for each withdrawal.