Recognizing Fraud

Phishing

An attempt to criminally and fraudulently acquire sensitive information, such as usernames, passwords, account information and credit card details, by masquerading as a trustworthy entity in an electronic communication.

Vishing

A combination of "voice" and phishing, where the caller typically exploits the public's trust in landline telephone services in order to gain access to private personal and financial information for the purpose of illegal financial reward. Victims are often unaware that vishing usually allows for caller ID spoofing and complex automated voice systems.

SMS-based phishing, or SMS-ishing

Convinces a user to click on a link in a SMS message leading them to a fake Web site from where their personal details can be phished or to call a phone number in order to gain access to private personal and financial information for the purpose of illegal financial reward.

**Please remember that we will never contact you asking you to verify any of your personal account information.**

How can you help?

We believe that the single most effective weapon against fraud and identity theft is an informed, educated customer. To help you recognize phishing scams, we have some samples of things to look for to help you distinguish a fraudulent email attempt from the real thing. You can also visit our site's Identity Theft Prevention page to read more. If you believe you have received a fraudulent email, phone call or letter from First Bethany Bank, please contact us at or call us at (405) 789-1110 ext 245.