Privacy Policy

FACTS WHAT DOES FIRST BETHANY BANK AND TRUST DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Checking account information
  • Account transactions and Transaction or loss history
  • Credit history and Payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bethany Bank and Trust chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does First Bethany Bank and Trust Share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We Don't Share
For our affiliates to market to you No We Don't Share
For our nonaffiliates to market to you No We Don't Share
  Questions?   Call 405-789-1110

 

Who we are
Who is providing this notice? First Bethany Bank and Trust
What we do
How does First Bethany Bank and Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Bethany Bank and Trust collect my personal information? We collect your personal information, for example, when you
  • Open an account or Deposit money
  • Apply for a loan or Use your credit or debit card
  • Show you driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include First Bethany Bancorp, Inc., the financial holding company that owns us, and First Bethany Credit Insurance Agency, a limited insurance company which offers credit life, accident, and health insurance to our customers.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First Bethany Bank and Trust does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First Bethany Bank and Trust does not jointly market.