For qualifying customer accounts we also offer these banking solutions:
A Sweep Account is suitable for high dollar corporate customers who agree to maintain a set target balance defined in a Corporate Sweep Agreement. The Sweep Agreement also governs the amount automatically swept daily into an interest bearing Repurchase Agreement (Repo) account. When the balance in the checking account falls below the target balance, funds are swept back to replenish the target balance.
Monthly statement reflects the account earnings and service fee.
1Repos are the secured obligations of the Bank. Any amounts placed in Repos under this agreement are not deposits of the bank and are not insured by the FDIC and are subject to investment risks, including possible loss of the principal invested.
Commercial Analysis is suitable for qualified accounts of established businesses with higher levels of checking activity and/or those with a need for multiple business services. An earnings credit is applied to combined average collected investable balances that can offset service charges for checking activity during the analysis period.
Your life. Your choice.
Earn more rewards for all your everyday purchases.1
We make it easy to redeem
Access your account to see how many points you’ve earned through online banking or your monthly statement at cardcenterdirect.com. Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1
Additional Visa Benefits.
Online Credit Card Control
Cardholder Self-Service Contacts.
Cards issued by UMB Bank, n.a.
1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
2Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.