| Account | Deposit Requirements | Minimum Balance Requirements | Monthly Statements Combined statements available | Interest5 / Earnings Credit | Monthly Service Charge Based on the collected balance, an earnings credit and the account activity fees. |
|---|---|---|---|---|---|
Account Free Small Business | Deposit Requirements $200.00 min. opening deposit | Minimum Balance Requirements None | Monthly Statements Combined statements available Monthly Statements Secure e-Statements available | Interest5 / Earnings Credit None | Monthly Service Charge Based on the collected balance, an earnings credit and the account activity fees. Free ACTIVITY FEES Per transaction2 over 200 - $0.45 |
Account Commercial3 | Deposit Requirements $500.00 min. opening deposit | Minimum Balance Requirements See Earnings Credit – based on bank’s interest rate index | Monthly Statements Combined statements available Monthly Statements Secure e-Statements available | Interest5 / Earnings Credit An earnings credit is applied to average collected balances over $1,000.00. | Monthly Service Charge Based on the collected balance, an earnings credit and the account activity fees. Account Maintenance Fee With Images - $7.00 Without Images $4.00 ACTIVITY FEES Per debit6/credit - $0.15 Per deposited item - $0.10 |
Account NOW Business / IOLTA | Deposit Requirements $1,500.00 min. opening deposit IOLTA $1.00 min. opening deposit Enrollment form must be submitted to the Oklahoma Bar Foundation | Minimum Balance Requirements $1,500.00 Daily IOLTA None | Monthly Statements Combined statements available Monthly Statements Secure e-Statements available | Interest5 / Earnings Credit Tiered Rates $1,500.00—$9,999.99 - NOW $1.00—$9,999.99 - IOLTA $10,000.00—$24,999.99 -BOTH $25,000.00 & Over - BOTH | Monthly Service Charge Based on the collected balance, an earnings credit and the account activity fees. $10.00 if daily balance falls below $1,500.00. IOLTA Free |
Account Money Market | Deposit Requirements $2,500.00 min. opening deposit | Minimum Balance Requirements $2,500.00 Daily | Monthly Statements Combined statements available Monthly Statements Secure e-Statements available | Interest5 / Earnings Credit Tiered Rates $2,500.00 & Over | Monthly Service Charge Based on the collected balance, an earnings credit and the account activity fees. $10.00 if daily balance falls below $2,500.00 ACTIVITY FEES Per Check/debit2 over 6 per statement cycle3 - $1.00 |
Account Gold Money Market | Deposit Requirements $25,000.00 min. opening deposit | Minimum Balance Requirements $2,500.00 Daily | Monthly Statements Combined statements available Monthly Statements Secure e-Statements available | Interest5 / Earnings Credit $25,000.00—$49,999.99 $50,000.00 & Over | Monthly Service Charge Based on the collected balance, an earnings credit and the account activity fees. ACTIVITY FEES Per check/debit6 over 6 per statement cycle7 - $1.00 |
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government