Gold Advantage Account

Gold Advantage Checking

Designed with you in mind, Gold Advantage Checking delivers brand new protections, new savings, and new cash rewards for your everyday purchases. The account transition is seamless, and all account information remains the same – no changes to account numbers, debit cards, direct deposit/withdrawal arrangements, or mobile & online access.

Your new Gold Advantage Checking account includes everything here and more:

  • IDProtect® – Identity Theft Monitoring and Resolution Service with daily credit file monitoring2 and comprehensive fraud protection & resolution services1 for you and your joint account owners. (registration/activation required)
  • Cell Phone Protection3 with up to $400 of repair or replacement cost. (Guide to Benefit with complete details of coverage and exclusions enclosed. Cellular telephone bill must be paid with eligible account.)
  • Accidental Death & Dismemberment Insurance3,4 coverage of up to $10,000. (Coverage divides equally on joint accounts and reduces by 50% at age 70)
  • Debit Advantage® – Buyer’s Protection3 and Extended Warranty3 (Guide to Benefit with complete details of coverage and exclusions enclosed. (Item(s) must be purchased in full with eligible account)
  • Travel & Leisure Discounts at thousands of local and national businesses. (registration required)
  • $hopping Rewards™ when shopping online at dozens of your favorite retailers. (registration required)
  • Health Discount Savings– Enjoy savings on vision, prescriptions and dental services. This is NOT insurance. (registration required)
  • Account Access through Internet Banking (at
  • Mobile* Banking Access (via smart phone or tablet app)
  • 24/7 Account Access with BETH Telephone Banking (at 405-789-2572)
  • Paper or eStatements Available
  • 15 Complimentary Bill Payments per month ($0.50 each payment over 15)
  • Mastercard Debit Card (transactions are FREE at First Bethany ATMs)
  • Text* Alerts for Debit Card Transactions
  • 2 Complimentary Cashier’s Checks per month
  • OOPS** overdraft protection available
  • Overdraft*** Privilege ($400 discretionary courtesy)

Gold Advantage Checking is only $6.00 a month and delivers all these benefits and more beginning August 1, 2018. Some benefits do require no-cost registration and activation; please see the enclosed booklet for more benefit details and fulfillment requirements.

*Wireless Carrier Fees May Apply

**OOPS $5.00 fee charged to protected account per transfer. Transfers in $100.00 increments.

***All insufficient funds and overdraft fees apply and are included in the limit.

Some of the benefits with IDProtect require registration and activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. 

Credit file monitoring may take several days to begin following activation.

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document is enclosed.

If you wish to update a beneficiary or name a beneficiary, please contact 1st Bethany Bank and Trust to complete a beneficiary form. Otherwise, if there is no designated beneficiary on file, benefits will be paid according to the Master Policy. For questions regarding claims or your coverage, call 1-866-210-0361. Please keep a copy of this letter with your important insurance papers.