Banking Login

First Bethany Bank & Trust Simply Rewards® Visa Signature® Credit Card

Your Life. Your Choice.

Choose the credit card that fits your lifestyle. While other cards have complicated rewards programs, we make it easy to earn points on everyday purchases.

 Benefits:

Rewards Points Earned1

  • 3X points per dollar spent; grocery stores, gas stations, discount stores, restaurants and fast food
  • 1 point per dollar spent on all other net purchases

Rewards Point Cap

  • No rewards cap, but points do expire after 5 years

Redemption Type

  • Redemption through CardCenterDirect.com for merchandise, gift card, statement credit, travel, experiences, and entertainment

 Online Credit Control

  • Log into CardCenterDirect.com to enroll, view transactions, pay bills, set alerts, and track expenses
  • Includes eStatements with 18 months of history

Visa Signature Benefits2

  • Fraud Protection with Visa’s Zero Liability Policy3, which means you won’t be held responsible for any unauthorized charges made with your card or account information
  • Auto rental coverage, concierge services, emergency cash, travel and emergency assistance, purchase security, warranty manager, and more2
  • Contactless chip-enabled card to provide enhanced security and help protect against fraud

Digital Wallets

  • Mobile pay supported

Begin your application online: Apply Now

Guarantor application: Download PDF

Credit cards are issued by UMB Bank, n.a. under a license from Visa USA, Inc.
1 Cardholders earn three (3) points per dollar on Net Purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn one (1) point per dollar on all other Net Purchases. See Simply Rewards Rules for details.
2 If you are approved with a credit line that is equal to or greater than $5,000, a Visa Signature account will be issued, and if the credit line is less than $5,000, a Visa Platinum account will be issued. The benefits of Visa Platinum accounts differ from Visa Signature accounts. See Guide to Benefits and Cardholder Agreement that accompany your card for details. Certain terms and conditions apply.
3 Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer, UMB Bank, n.a. See card application for important rate, fee and program information.
* The Contactless Symbol and Contactless indicator are trademarks owned by and used with permission of EMVCo, LLC. Cards issued by UMB Bank, n.a. See card application for important rate, fee and program information. Subject to credit approval.

 

First Bethany Bank & Trust Visa Signature® Business Rewards credit card1

Now as a business owner, you want to earn rewards every month and not be concerned about what categories your credit cards points come from.

Every dollar you save is a dollar that falls to your bottom line. With the new Visa Signature® Business Rewards credit card1 you will earn two times points for the top two spend categories each month. That is a smart business move.

Rewards2

  • Earn 2X Points per dollar on purchases in the top two merchant categories each month and 1 Point per dollar on purchases everywhere else Visa is accepted.2
  • No limits…No offers to activate…No categories to remember
  • Online reward redemption available 24/7, 365 days a year.

The Visa Signature Business Rewards credit card1 puts you in the driver’s seat of your rewards. Each business has changes in their expenses and needs. Don’t be locked into only a couple specific categories of your current credit card. Let it change with your needs.

Introductory Offers

Let’s keep the good news rolling with this card, you’ll earn additional rewards with this Introductory Offer.

Introductory Purchase APR of 0% for the first 9 months.3

Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points.4

OTHER BENEFITS

  • Equipped to handle all your mobile wallets!
  • No Annual Fee
  • Competitive Purchase APR
  • Consolidated and Individual Card Billing Options
  • Fraud Protection and Individual Card Limits

Contactless Card

Look, tap, and go with your  Visa Signature® Business Rewards contactless credit card

Mobile wallets

This card is equipped to handle all your mobile wallets.

Begin your application here: Download PDF

Credit cards are issued by UMB Bank, n.a. under a license from Visa USA, Inc.
1Subject to credit approval. Rates and fees subject to change.
2 The Program Member’s Control Account or the Cardholders account (if cards are billed to an individual Cardholder) earn two (2) Points for each dollar on Net Purchases that fall within the top two (2) merchant category codes (MCCs) for that month, based on the total dollar volume of Net Purchases in each category. We will use the MCCs assigned by the Card Network to identify your Net Purchases that qualify for accelerated Points earning. Certain conditions, restrictions, and exclusions apply. See the Visa Signature Business Rewards Program Rules for complete details about the rewards program.
3 APR for Purchases: 0.00% introductory APR for nine months. After that, your Purchase APR will be 19.24% (quote based on the Prime Rate in effect as of June 1, 2024).
4 Within 90 days of opening your new Visa Signature Business credit card account, approved applicants must use their card(s) to make $2,000 in Net Purchases to receive 20,000 bonus points. Bonus point eligibility will be determined by combining Sub Account Net Purchases to the Program Member’s Control Account, or by an individual Cardholder’s Net Purchases if the individual Cardholder receives a bill. Bonus Points will be applied to your account within 45 days of meeting the spend requirement. The following transactions are excluded from “Purchases” and do not earn rewards points: cash advances, returns, finance charges and credit card interest or fees.