Personal Checking Accounts First Bethany Bank & Trust

Account	Deposit Requirements	Minimum Balance Requirements	Statements	Interest¹ Credit	Service Charge
Account Gold Advantage	Deposit Requirements $50.00 min. opening deposit	Minimum Balance Requirements None	Statements Monthly Statements Or Monthly Secure e-Statements	Interest¹ Credit None	Service Charge $6.00 monthly
Account Free Checking	Deposit Requirements $50.00 min. opening deposit	Minimum Balance Requirements None	Statements Monthly Secure e-Statements FREE	Interest¹ Credit None	Service Charge FREE
Account NOW Account	Deposit Requirements $1,500.00 min. opening deposit	Minimum Balance Requirements $1,500.00 Daily	Statements Monthly Statements Secure e-Statements recommended	Interest¹ Credit Tiered Rates $1,500.00 - $9,999.99 $10,000.00 - $24,999.99 $25,000.00 & Over	Service Charge $10.00 Monthly if daily balance falls below $1,500.00
Account Senior NOW	Deposit Requirements $100.00 min. opening deposit Age 55 & Over	Minimum Balance Requirements $100.00 Daily	Statements Monthly Statements Secure e-Statements recommended	Interest¹ Credit Tiered Rates $100.00 - $9,999.99 $10,000.00 - $24,999.99 $25,000.00 & Over	Service Charge FREE
Account Money Market	Deposit Requirements MONEY MARKET $2,500.00 min. opening deposit	Minimum Balance Requirements $2,500.00 Daily	Statements Monthly Statements Secure e-Statements recommended	Interest¹ Credit MONEY MARKET $2,500 & Over	Service Charge $10.00 if daily balance falls below $2,500.00 ACTIVITY FEES Per Check/debit² over 6 per statement cycle³ - $1.00
Account Gold Money Market	Deposit Requirements GOLD MONEY MARKET $25,000.00 min. opening deposit	Minimum Balance Requirements $2,500.00 Daily	Statements Secure e-Statements recommended	Interest¹ Credit GOLD MONEY MARKET Tiered Rates $25,000.00 - $49,999.99 $50,000.00 & Over	Service Charge ACTIVITY FEES Per Check/debit² over 6 per statement cycle³ - $1.00