Account Deposit RequirementsMinimum Balance RequirementsStatements Interest2Quarterly Service Charge

Account


Savings

Deposit Requirements


SAVINGS $100.00 minimum opening deposit
BUSINESS SAVINGS
$350.00 minimum opening deposit

Minimum Balance Requirements


$100.00 Daily

Statements


Quarterly Secure e-Statements recommended

Interest2


$100.00 & Over

Quarterly Service Charge


$6.00 Quarterly if daily balance falls below $100.00
ACTIVITY FEES Per debit3 over 3 per calendar quarter4 - $1.00

Account


Youth Savings

Deposit Requirements


$25.00 minimum opening deposit

Minimum Balance Requirements


$25.00 Daily

Statements


Quarterly Secure e-Statements recommended

Interest2


$25.00 & Over

Quarterly Service Charge


FREE
ACTIVITY FEES Per debit3 over 3 per calendar quarter4 - $1.00

Account


Health Savings

Deposit Requirements


$100.00 minimum opening deposit

Minimum Balance Requirements


NONE

Statements


Quarterly Secure e-Statements recommended

Interest2


All balances

Quarterly Service Charge


NONE

Account


Certificates of Deposit

Deposit Requirements


CD $1,000.00 minimum opening deposit
IRA CD $100.00 minimum opening deposit
O.R.B.I.T. CD5 $1,000.00 minimum opening deposit

Minimum Balance Requirements


CD $1,000.00
IRA CD $100.00 1-Yr investment
O.R.B.I.T. CD $1,000.00 24-Month Term

Statements


Per CD terms

Interest2


All balances; fixed rate; varies with investment term.

Quarterly Service Charge


NONE
CD - Penalty for early withdrawal.
IRA CD - No penalty if over 59½. If closed before age of 70½ - $25.00 may be assessed6